Author: Taylor Grant

Taylor Grant writes for faq.finance with one simple mission: to make money easy and fun for everyone. Through clear, jargon-free articles, Taylor helps readers build smarter spending habits, save with confidence, and invest wisely — without the overwhelm

Flat illustration of a person budgeting at a desk with laptop, calculator, and pie chart in background — beginner’s guide to budgeting.
Money Basics
What is a Budget? Simple Guide for Beginners

That’s where a budget comes in. It’s not about cutting out lattes or banning Netflix. It’s about having a plan that gives every dollar a purpose — so you never have to wonder where your money went again. 🔎 What Exactly is a Budget? A budget is simply a spending