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Flat illustration of a person budgeting at a desk with laptop, calculator, and pie chart in background — beginner’s guide to budgeting.
Money Basics
What is a Budget? Simple Guide for Beginners

That’s where a budget comes in. It’s not about cutting out lattes or banning Netflix. It’s about having a plan that gives every dollar a purpose — so you never have to wonder where your money went again. 🔎 What Exactly is a Budget? A budget is simply a spending